Serving ALL of Kennebec and Somerset Counties
Loan Rates & Dividend Rates
All rates in effect as of 7/26/05 Rates are subject to change daily. Call Main Office at 877-9474, Branch Office at 861-5493 or 1-800-946-2463 for further information.
New Vehicle Loan Rates
100% Financing – Term depends on value. Rates based on credit score.
| TERMS | APR* | Calculator – Auto Loan NADA Book Value | |
| 72 mos. 60 mos. 48 mos. 36 mos. | AS LOW AS: AS LOW AS: AS LOW AS: AS LOW AS: | 5.75% 5.50% 5.50% 5.50% |
Used Vehicle Loan Rates
1100% Financing – Term depends on value. Rates based on credit score.
| TERMS | APR* | |
| 72 mos. 60 mos. 48 mos. 36 mos. | AS LOW AS: AS LOW AS: AS LOW AS: AS LOW AS: | 5.75% 5.50% 5.50% 5.50% |
| *Annual Percentage Rate |
Personal Loans/Unsecured
0-12 mos. AS LOW AS 10.75% APR*, 13-24 mos. -AS LOW AS 11.00% APR*, 25-36 mos. AS LOW AS 11.25% APR*, 37-48 mos. AS LOW AS 11.50% APR*. RATES BASED ON CREDIT SCORE
Recreational Loans
New: 36 mos. – as low as 6.25%, APR* 48 mos. as low as 6.25% APR*, 60 mos. as low as 6.25% APR*, 72 mos. as low as 6.75% APR*., OVER 72 mos. as low as 7.25 APR*.
Used: 36 mos. – as low as 6.25%, APR* 48 mos. as low as 6.25% APR*, 60 mos. as low as 6.25% APR*, 72 mos. as low as 6.75% APR*., OVER 72 mos. as low as 7.25 APR*.
Home Equity Line of Credit
Variable Rate** (Currently at 6.00% APR*.) ** Rate based on the New York Prime. (Min. Rate 3.00 APR*.) Rate adjusted quarterly on Jan., Apr., Jul., and Oct. 1st.
MasterCard® Credit Card
9.90% APR*. Fixed Rate – No Annual Fee. Click for more information and a printable application.
Computer Loans
Up to $3,000.00 @ 8.50% APR* for 36 months.
Current Dividend Rates
Rates in effect as of: 7/26/05. Rates are subject to change daily. Call Main Office at 877-9474, Branch Office at 861-5493 or 1-800-946-2463 for further information.
| Product | Rate | APY** |
| Share (Savings) | .50% | .50% |
| Clubs | .50% | .50% |
| IRA’s | 2.50% | 2.53% |
| Share Certificate 6 month $500 minimum | 3.20% | 3.25% |
| Share Certificate 12 month $500 minimum | 3.70% | 3.77% |
| Share Certificate 18 month $1,000 minimum | 3.95% | 4.03% |
| Share Certificate 24 month $1,000 minimum | 4.05% | 4.13% |
| Share Certificate 36 month $1,000 minimum | 4.15% | 4.24% |
**Annual Percentage Yield