Loan Rates & Dividend Rates |
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| Rates in effect as of August 2011. Rates are subject to change daily. Call Main Office 877-9474, Branch Office at 622-9898 or 1-800-946-2463 for further information. New Vehicle Rates 100% Financing - Term depends on value of vehicle. |
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Terms |
APR* |
Calculator - Auto Loan
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72 mos. |
4.25% |
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| Used Vehicle Rates 100% Financing on ALL USED VEHICLES. Term Depends on value. |
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Terms |
APR* |
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72 mos. |
4.75% |
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| *Annual Percentage Rate | ||||
| Personal Loans/Unsecured 0-12 mos. as low as 9.75% APR*, 13-24 mos. - 10.00% APR*, 25-36 mos. as low as 10.25% APR*, 37-48 mos. as low as 10.50% APR*. Recreational Loans New: 0-36 mos. - as low as 5.00%, APR* 37-48 mos. as low as 5.25% APR*, 49-60 mos. as low as 5.49% APR*, 61-72 mos. as low as 6.50% APR*., 72-120 MOS. 7.00 APR*. Home Equity Line of Credit Variable Rate** (Currently at 3.25% APR*.) ** Rate based on the New York Prime. (Min. Rate 3.00 APR*.) Rate adjusted quarterly on Jan., Apr., Jul., and Oct. 1st. MasterCard® Credit Card 9.90% APR* for purchases Fixed Rate -No Annual Fee 11.90% APR* for cash advances. Fixed Rate - No Annual Fee. Click for more information and a printable application |
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Current Dividend Rates Rates in effect as of: August 2011. Rates are subject to change daily. Call Main Office at 877-9474, Branch Office at 622-9898 or 1-800-946-2463 for further information. |
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Product |
Rate |
APY** |
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Share |
.20% |
.20% |
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Clubs |
.20% |
.20% |
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IRA's |
.35% |
.35% |
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Share Certificate |
.40% |
.40% |
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Share Certificate |
.50% |
.50% |
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Share Certificate |
.60% |
.60% |
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Share Certificate |
.85%
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.85% |
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Share Certificate |
1.10%
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1.11%
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 **Annual Percentage Yield |
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