Serving ALL of Kennebec and Somerset Counties

Home    Mission    Products-Services    Links    Rates    Loans    Membership    Kid's  Korner    News/Repos

Loan Rates & Dividend Rates

Rates in effect as of August 2011. Rates are subject to change daily. Call Main Office 877-9474, Branch Office at 622-9898 or 1-800-946-2463 for further information.

New Vehicle Rates
100% Financing - Term depends on value of vehicle.
 

Terms

APR*
As Low As

 Calculator - Auto Loan


 NADA Book Value

 

 

72 mos.
60 mos.
48 mos.
36 mos.

4.75%
4.24%
4.24%
4.24%

Used Vehicle Rates
100% Financing on ALL USED VEHICLES. Term Depends on value.

Terms

APR*
As Low As




 

72 mos.
60 mos.
48 mos.
36 mos.

4.75%
4.49%
4.49%
4.49%

*Annual Percentage Rate
Personal Loans/Unsecured
0-12 mos. as low as 8.75% APR*, 13-24 mos. - 9.00% APR*, 25-36 mos. as low as 9.25% APR*, 37-48 mos. as low as 9.50% APR*.

Recreational Loans
New: 0-36 mos. - as low as 3.75%, APR* 37-48 mos. as low as 4.00% APR*,  49-60 mos. as low as 4.24% APR*,  61-72 mos. as low as 5.50% APR*., 72-120 MOS. 6.00 APR*.

Home Equity Line of Credit
Variable Rate** (Currently at 3.25% APR*.)  ** Rate based on the New York Prime. (Min. Rate 3.00 APR*.)  Rate adjusted quarterly on Jan., Apr., Jul., and Oct. 1st.

MasterCard® Credit Card
9.90% APR* for purchases Fixed Rate -No Annual Fee 
11.90% APR* for cash advances. Fixed Rate - No Annual Fee.
Click for more information and a printable application

Current Dividend  Rates
Rates in effect as of: August 2011.  Rates are subject to change daily. Call Main Office at 877-9474, Branch Office at 622-9898 or 1-800-946-2463 for further information.

Product

Rate

APY**

Share
(Savings)

.25%

.25%

Clubs

.25%

.25%

IRA's

.50%

.50%

Share Certificate 
6 month
$500 minimum

.75%

.75%

Share Certificate 
12 month
$500 minimum

.80%

.80%

Share Certificate 
18 month
$1,000 minimum

1.00%

1.00%

Share Certificate 
24 month
$1,000
minimum

 

1.40%

 

1.41%

Share Certificate 
36 month
$1,000
minimum

 

1.75%

 

 

1.77%

 

     

**Annual Percentage Yield