|
Loan Rates &
Dividend
Rates |
Rates in effect as of
October 25, 2007.
Rates are subject to change daily. Call Main Office 877-9474, Branch Office
at 622-9898 or 1-800-946-2463 for further information.
New Vehicle Rates
100% Financing - Term depends on value of vehicle.
|
|
Terms |
APR*
As
Low As |
Calculator
- Auto
Loan
NADA
Book Value |
|
72 mos.
60 mos.
48 mos.
36 mos. |
6.75%
5.80%
5.80%
5.80% |
Used
Vehicle Rates
100% Financing on ALL USED VEHICLES. Term Depends on value. |
|
Terms
|
APR*
As
Low As
|
|
|
72 mos.
60 mos.
48 mos.
36 mos. |
7.50%
6.75%
6.75%
6.75% |
|
*Annual Percentage
Rate |
Personal
Loans/Unsecured
0-12 mos. as low as 11.25% APR*, 13-24 mos. - 11.50% APR*, 25-36 mos. as
low as 11.75% APR*,
37-48 mos. as low as 12.0% APR*.
Recreational
Loans
New:
0-36 mos. - as low as 6.50%, APR* 37-48 mos. as low as 6.75% APR*,
49-60
mos. as low as 7.00% APR*, 61-72 mos. as low as 7.25% APR*., 72-120
MOS. 8.00 APR*.
Home
Equity Line of Credit
Variable
Rate** (Currently at 8.25% APR*.) ** Rate based on the New York
Prime. (Min. Rate 3.00 APR*.) Rate adjusted quarterly on Jan., Apr.,
Jul., and Oct. 1st.
MasterCard®
Credit Card
9.90%
APR*. Fixed Rate - No Annual Fee.
Click
for more information and a printable application.
|
Current
Dividend Rates
Rates
in effect as of: October 25, 2007. Rates are subject to change daily. Call
Main Office at 877-9474, Branch Office at 861-5493 or 1-800-946-2463 for
further
information. |
|
Product
|
Rate
|
APY**
|
|
|
|
Share
(Savings) |
.50%
|
.50%
|
|
|
|
Clubs |
.50%
|
.50%
|
|
|
|
IRA's |
2.50%
|
2.53%
|
|
|
|
Share Certificate
6 month
$500 minimum |
4.55%
|
4.65%
|
|
|
|
Share Certificate
12 month
$500 minimum |
4.80%
|
4.92%
|
|
|
|
Share Certificate
18 month
$1,000 minimum |
4.85% |
4.97% |
|
|
|
Share Certificate
24 month
$1,000
minimum |
4.85%
|
4.97%
|
|
|
|
Share Certificate
36 month
$1,000
minimum |
4.85%
|
4.97%
|
|
|
| |
|
|
|
|
**Annual Percentage Yield |
