|
Loan Rates &
Dividend
Rates |
Rates in effect as of
December 1, 2009.
Rates are subject to change daily. Call Main Office 877-9474, Branch Office
at 622-9898 or 1-800-946-2463 for further information.
New Vehicle Rates
100% Financing - Term depends on value of vehicle.
|
|
Terms |
APR*
As
Low As |
Calculator
-
Auto
Loan
NADA
Book Value |
|
72 mos.
60 mos.
48 mos.
36 mos. |
5.50%
5.00%
4.99%
4.99% |
Used
Vehicle Rates
100% Financing on ALL USED VEHICLES. Term Depends on value. |
|
Terms
|
APR*
As
Low As
|
|
|
72 mos.
60 mos.
48 mos.
36 mos. |
5.50%
5.00%
4.99%
4.99% |
|
*Annual Percentage
Rate |
Personal
Loans/Unsecured
0-12 mos. as low as 8.25% APR*, 13-24 mos. - 8.50% APR*, 25-36 mos. as
low as 8.75% APR*,
37-48 mos. as low as 9.00% APR*.
Recreational
Loans
New:
0-36 mos. - as low as 5.25%, APR* 37-48 mos. as low as 5.50% APR*,
49-60
mos. as low as 5.75% APR*, 61-72 mos. as low as 6.00% APR*., 72-120
MOS. 8.50 APR*.
Home
Equity Line of Credit
Variable
Rate** (Currently at 3.25% APR*.) ** Rate based on the New York
Prime. (Min. Rate 3.00 APR*.) Rate adjusted quarterly on Jan., Apr.,
Jul., and Oct. 1st.
MasterCard®
Credit Card
9.90%
APR*. Fixed Rate - No Annual Fee.
Click
for more information and a printable application.
|
Current
Dividend Rates
Rates
in effect as of: March 25,2009. Rates are subject to change daily. Call
Main Office at 877-9474, Branch Office at 622-9898 or 1-800-946-2463 for
further
information. |
|
Product
|
Rate
|
APY**
|
|
|
|
Share
(Savings) |
.25%
|
.25%
|
|
|
|
Clubs |
.25%
|
.25%
|
|
|
|
IRA's |
.50%
|
.50%
|
|
|
|
Share Certificate
6 month
$500 minimum |
1.25%
|
1.26% |
|
|
|
Share Certificate
12 month
$500 minimum |
1.50%
|
1.51% |
|
|
|
Share Certificate
18 month
$1,000 minimum |
1.75% |
1.77% |
|
|
|
Share Certificate
24 month
$1,000
minimum |
2.25%
|
2.28% |
|
|
|
Share Certificate
36 month
$1,000
minimum |
2.50%
|
2.53%
|
|
|
| |
|
|
|
|
**Annual Percentage Yield |
